What is Medicare Part A?

Part of our four part series about: Original Medicare, Medigap Policies, and Medicare Advantage Plans

Medicare Part A, also known as hospital insurance, is part of Original Medicare. Original Medicare consists of two parts: Medicare Part A and Medicare Part B (Part B will be covered in a later post).

Medicare Part A Covers:

• Inpatient Hospital Care​
• Skilled Nursing Facility
• ​Nursing Home Care (inpatient care in a skilled nursing facility that's not custodial or long-term care)
• Hospice Care
• Home Health Care

In general, Part A will cover these services, but some exceptions may occur. There are resources available on Medicare's official website to find out if Medicare will cover your item, service, or supply.
Click on medicare.gov website to take advantage of that tool.

Medicare Coverage is Based on 3 Main Factors:

1. Federal and state laws.
2. National coverage decisions made by Medicare about whether something is covered.
3. Local coverage decisions made by companies in each state that process claims for Medicare. These companies decide whether something is medically necessary and should be covered in their area.

Information found here

There are services Medicare Part A doesn't cover

Medicare Part A does not cover physician visits, physical therapy, speech therapy, occupational therapy, and durable medical equipment.

With ONLY Medicare Part A, you do not qualify for any type of Medicare Advantage Plan or Medigap Policy. 

If you only have Medicare Part A (hospital insurance), you can still qualify for a Stand Alone Prescription Drug Plan. Great news about that is that you can still get help with the cost of your medication through a private insurer. Locally in the Southern Nevada Valley, there are many options available to individuals to enroll into a Stand Alone Prescription Drug Plan.

If you are an individual that wants to know more about what Medicare Part A does and does not cover, please feel free to contact one of our agents here at Comprehensive Medicare Solutions. We can give you resources on what kind of coverage is available to you, and we can help guide in the direction on how to enroll into Medicare Part's A or Part B, Stand Alone Prescription Drug Plans, Medicare Advantage Plans, or a Medigap (Supplement) Policies.

Information about Medicare Part B, Medicare Advantage Plans, and Medigap (Supplement) Policies in further series..