If you've done any research into the Medicare program, you've seen that Medicare Advantage plans help to augment the Medicare Part A and Part B provisions of traditional original Medicare plans.
But what do these plans really offer?
Aside from their impact on Part D drug pricing, Medicare Advantage plans are popular with seniors, because of the auxiliary services they help to fund.
Vision is something that many marketplace plans don't fully cover, and that's true with original Medicare as well. Medicare Advantage plans may well contribute to treatment for vision problems that occur as you get older. Without this kind of coverage, the care involved in treating poor vision (glasses, contact lenses, etc.) can get expensive – and it’s not as if your vision is something you don’t need! For better safety on the road and much more, seniors need to anticipate the need for vision care. That is one aspect of how a Medicare Advantage plan may help.
Dental is another type of independent healthcare coverage that is difficult to cover with some traditional Medicare strategies. Likewise, it's often not offered by employers prior to retirement. That's a problem, because people's teeth tend to get worse as they age.
Too many Americans are unable to pay for modern dental care, and have to resort to tooth extraction, where with better coverage, they would have been able to keep more teeth in their mouth. Medicare Advantage plans can help with dental coverage or the cost of dental work.
Many of America's seniors end up needing hearing aids or other assistance with auditory issues. This is another item where a Medicare Advantage plan may offer some assistance. Ask professional Medicare consultants about how this type of coverage may work by adding to an original Medicare plan.
Health and Wellness Programs
These types of preventative care are often offered by employers, but when people retire, they find themselves without this kind of assistance. This is something to ask a Medicare Advantage plan professional about when you're putting a plan together.
We all know that in this day and age, emergency care has become extremely expensive. Medicare Advantage plans may contemplate this and help out with the traditional Medicare coverage of things like a trip to the ER in an ambulance.
For more on Medicare in Nevada, talk to Comprehensive Medicare Solutions about fine-tuning your coverage and protection as you age.